Finance a New Car or Rent to Own!?

Is there a new car in your future? Are you wanting to finance this new automobile? Whether it is your first time or your tenth, car finance is something that you can always learn more about. As you consider purchasing a new vehicle and want to finance it, making smart decisions can help you save quite a bit of money. Continue reading to get some tips you can use as you go through the car buying process. Especially with newer rent to own options entering the market.

First of all, you should have an idea as to what your credit report looks like. A lender will want to take a look at this before they offer you a loan for the new car you desire. So, it is best if you know how creditworthy you are before you are surprised by the lender. You are entitled to one free credit report each year and now is a great time to take advantage of that.

Next, consider your budget for a new car. How much are you willing to pay for the new vehicle that you desire? If you are unsure, you can try a helpful online calculator. The tool asks for financial information and with that, it will estimate a monthly payment or a price that they think you can afford based on the information you input. This is just an estimate, but it is a good starting place if you are unsure.

After that, you should start shopping for a lender. If you already have a relationship with a bank or credit union, this is a great place to start. Talk with someone there that can help lead you in the right direction. Another option is to go straight to the car dealer that you have chosen if you have already picked one. Many times they will have lenders that can help. You may choose to find an online lender. This is a good choice for many people, too. By doing a simple search for car finance online, you can find some options that may appeal to you.

Then, it is time to start shopping. After you have looked at your credit report, decided how much you can spend, and then found a lender, you can start shopping for your new car. As you do, make sure to stay within the amount that you are able to get a loan for. Also, make sure that the car you are considering is something that you will enjoy for some time to come. Once you find the perfect vehicle, it is time to get back in touch with your lender and let them know about the car, truck, van, or SUV that you found. They will work their magic and it won’t be long until you are driving away in your new ride.

If your credit isn’t quite up to scratch you can use a FlexiBuy Brisbane Cars provider. They have great rent to own providers that work really well for people who don’t currently have a stellar credit rating. And better still it’ll help get your credit rating up.

In conclusion, buying a new car is quite a journey. Many people need to finance a car and that is a great option. Use the tips shared here to help on your path to a new car.

Moving to Perth; How to Survive

“That must be delighting, living abroad with your husband!” Lately, I often hear such statements. Actually, for me who likes adventure, move from one city to another one is a nice thing. Six months since I was married, I have followed my husband living in Jakarta, without preparation because the placement from LPDP was just notified a week before departure. Is it fun? Not if you’re not used to sudden changes.

We do not have fixed assets yet after marriage; then a sudden move is not a big problem for us. However, the ability to adapt and manage finances after moving is obviously a test for me, as my husband has to stop working for this Language enrichment program. We are totally dependent on scholarships that are reserved for just one person. Choosing an appropriate flat for our budget with complete facilities and located near campus was the first challenge for me as a household financial holder. Moreover, Jakarta is famous for its high living costs and expensive residences.

The first criterion of the flat on my list was the existence of the kitchen. We lived in a flat that does not provide a kitchen before; it cost a lot of money to buy food. But it was quite difficult to find a flat with kitchen facilities around the campus, my husband and I strolled around and got nothing. I almost gave up searching for a new flat, but then remembered that today’s technological sophistication could make our search easier.

During this time, I’ve often shopped online, though limited to fashion shopping only. In fact, nowadays e-commerce sites are not only engaged in the sale and purchase of goods but also the sale and purchase of services. Finally, I decided to do a flat search by using e-commerce provider of flat and apartment information in Jakarta. I spent quite long time to surf in search engines until finally, a flat ad attracted my attention. A room with super complete facilities and kitchen, located close to the campus, and certainly fit our budget.

After contacting the contact person listed, we conducted a direct survey to the flat. Finally, we decided to move to the flat. Although it was more expensive than previous flat, my calculation was not wrong because we can save more after moving.

Our experience in Jakarta is a meaningless lesson for me. Before moving to Perth, I conducted many surveys via the internet to save on spending while staying there. Unlike when I moved to Jakarta where I can still carry a lot of goods while moving, when moving to Perth I can only bring clothes and shoes because of limited luggage.

Then, to complete the goods when moving to Perth, I chose to shop online rather than go to the shopping center. The consideration is my pregnant condition that makes me get tired easily while walking, also the freedom to compare prices when shopping online. Almost all the needs while in Perth, I fill with online shopping, whether the needs of the kitchen, fashion, to drugs.

Fortunately, while surfing the internet for shopping, I found a site that provides various benefits of discounts and credit from online shopping that we do. Simply open the site, then register yourself, we can immediately enjoy online shopping with rewards. Shopcred is like a miracle to me who loves online shopping. There are more than 1000 stores with diverse products. In addition to discounts, there are credits that we will get on every shopping in stores that cooperate with Shopcred; later credits can be redeemed for purchase.

Reward from Shopcred is not only earned when shopping but also when posting deals, sharing deals and other activities. Anyway, Shopcred is must for us who like shopping online, especially for those who want to shop more efficient, just click on, join in Shopcred and get the magic reward!


Airtasker: A New Way of Working at Home


Tying the knot in the early 20s seems to be a scourge for some women today. The problems are many, ranging from the fear of a stunted career, the limited time to hang out with friends, or the freedom of life that would be robbed from married at a young age. Friends often ask me about how it feels to get married at the age of 23 years, am I happy?

For me, the scary things after marriage are only a matter of mindset. When we think that marriage will hinder many things, then that’s what will happen. Conversely, if we think that marriage is a new way of life, it will open many opportunities. Even I am grateful because, after marriage, I have a new support system to achieve my dreams, that is my husband.

Frankly, marrying does not make my life change much, except to be happier. My husband knows I can not do manual laundry, so we always go together to the self-service laundry at least once a week. He is always helping with house chores, except sweeping and mopping that I am an expert in it, haha. I also keep working as a radio broadcaster, traveling with friends, and doing many things, no different than when I was single.

Before I got married, I had promised myself to go wherever my husband went. So since my husband went to pursue a master degree in Australia, I also have to let go my job as a radio announcer. It was not me who panicked when I had to be unemployed; it was my husband who has prepared many things that I might be able to do to avoid getting bored at home. Although my husband and I already run the business of website developing and management, he knows very well that I can not stay still and easily get bored.

After discussions with my husband, I started my consulting and creating Curriculum Vitae business. Regarding this business can run wherever I am without having to meet face to face with clients. However, marketing for the services we offer is not easy. The target market of Indonesian people who still have low awareness of making a CV that is attractive and on target. The first few days, no one asked about our business, although it has been marketed in various lines of social media.

My husband never runs out of solutions, going home after class, he asked me to register at Airtasker, e-commerce of services product in Australia. Airtasker can be accessed through computer or smartphone applications. The process of registering is as easy as when we register to open a social media account; we have to fill brief personal information, email address, and password. After registration is complete, we can maximize our profile by adding skill, education, and portfolio.

After maximizing profile, we can immediately make an offer either as a Poster that requires services, or Tasker that provides services. For the Tasker, Airtasker will filter out the job that matches the interests and skills we have. We can bargain the fee with the poster until we get the deal. Furthermore, if the Poster chooses us to work on his needs, we can communicate via private message, e-mail, or phone, as agreed.

As a Tasker; we do not have to worry about the fee because when the poster chooses, the fee will be automatically kept by Airtasker and will be released when we finish the job. There is a report button if either party violates the deal. Like e-commerce in general, both Posters and Taskers are entitled to give star over completed work, also review comment. For Tasker, this review is very valuable as recommendations for the Poster in the future.

The existence of Airtasker is very meaningful to me who now not only stay away from my home country but also pregnant. I can keep working with flexible time and fit my capability. You can also try it, click here to try experience with Airtasker directly.